| Canrich
              Corporation Disclaimer and Legal Terms of Use If
              you access and use this web site (the "Site"), you
              accept and agree to be bound by and comply with these terms
              including the Canrich Corporation Privacy Policy, (collectively
              the "Terms"). If you do not accept the Terms, please do
              not use the Site. General All
              products and services of Canrich Corporation are subject to the
              terms and conditions of the applicable agreement governing their
              use. The
              Terms are to be read by you together with any terms, conditions or
              disclaimers provided in the pages of the Site. In the event of any
              conflict, the terms provided in the pages of the Site will govern, The
              information, material and content provided in the pages of the
              Site ( the "Information") may be changed at any time
              without notice. Changes may be made to the Terms at any time
              without notice by updating this posting. You agree to review the
              Terms regularly and your continued access or use of the Site will
              mean that you agree to any changes. By
              using this Site, you signify your agreement to be bound by these
              Terms, as they may be amended from time to time. If you do not
              agree with these Terms, please do not use this site. Market
              Activity Generally Dealing
              with stocks and shares and in the stock market inherently involves
              very real risks, including the risk of the loss of all or any part
              of the money that has been invested. This applies to you, and any
              other person who invests or trades in the stock market.
              
               Any
              testimonial or actual account results presented on the Web Site
              and/or in Canrich marketing materials do not necessarily reflect
              the results of all users of the Canrich Corporation investment systems
               (the “System”) and all users should not expect to
              experience similar results.  
              
               Past
              System performance does not indicate future performance or
              guarantee future results.  Current
              System performance may be lower than the performance stated. 
              
              
               Certain
              performance results listed in the Web Site and/or in Canrich
              marketing materials represent hypothetical or simulated computer
              results over past historical data, and not the results of an
              actual account.  Hypothetical
              or simulated performance results have certain limitations. 
              Unlike an actual performance record, such results do not
              represent actual trading.  Also,
              since such trades have not actually been executed, the results may
              have under-or-over compensated for the impact, if any, of certain
              market factors, such as lack of liquidity. 
              Simulated programs are in general also subject to the fact
              that they are designed with the benefit of hindsight. 
              
              
               Canrich
              Corporation
              makes no representation or warranty that any user of the System
              will or is likely to achieve profits or losses similar to those
              shown in the Web Site and/or such marketing materials, whether
              historical, hypothetical or simulated. 
              
              
               Canrich
              Corporation is not a registered investment counsel or securities
              adviser, and does not provide investment advice, recommendation or
              counsel. Without limiting the generality of the forgoing, Canrich
              Corporation does not advise any person or party, including without
              limitation You, as to the advisability of investing in or buying
              or selling securities. Neither the System nor any demonstration of
              its operation or training on or with respect to it should be
              construed as an investment recommendation or an offer to buy, sell
              or deal in any security or securities. The System is an analytical
              tool only and its methodology will present the Canrich customer
              with many possible investment models to choose from. 
              The System methodology also enables the Canrich customer to
              develop additional models, allowing for many possible model
              alternatives.  
              
               All
              customers must themselves determine which models to use with the
              System. Canrich
              sales
              demonstrations, its training department and its customer support
              department are strictly limited to providing information and
              instructions relating to the operation and use of the System (this
              includes without limitation any Canrich
              Corporation
              Customer Trainer with whom you may deal at any time or times (a
              “Trainer”).)
               
               Local
              Laws, Export Control It
              is important to note that not all of the products, services and
              information are available in all provinces or in jurisdictions
              outside Canada. The Information does not constitute an offer or
              solicitation to buy or sell any products, service or information
              to anyone in any jurisdiction in which an offer or solicitation is
              not authorized or cannot legally be made or to any person to whom
              it is unlawful to make an offer or solicitation. For information
              specific to any provincial jurisdiction, please contact your
              financial advisor. The
              terms and conditions applicable to any product, service or
              information will be those determined at the time of provision of
              the product, service or information. Please be aware of the laws
              of your country or that otherwise apply to you in relation to any
              of the matters described on these pages. If you choose to access
              the Site from out of Canada, you do so on your own initiative and
              are responsible for compliance with applicable local, national or
              international laws. You may not use or export or re-export the
              Information or any copy or adaptations, including export laws and
              regulations of Canada in force from time to time. No
              Offers or Solicitations The
              information contained on this Site is not an offer to sell or a
              solicitation to buy any security or securities. No security or
              securities are offered or will be sold in any jurisdiction. No
              Advice Given This
              Site and its contents, including the Information, are for
              information and demonstrative purposes only, and may not be relied
              upon as professional, financial, investment, legal, accounting,
              tax or other advice. You are responsible to obtain appropriate
              advise from external sources prior to acting upon any information
              available at this Site. No
              Warranties Canrich
              Corporation provides the Site and the Information on an "as
              is, where is" basis and does not make any express or implied
              warranties, representations, endorsements or conditions with
              respect to the Site or the Information, including without
              limitation, warranties as to merchantability, operation,
              no-infringement, usefulness, completeness, accuracy, current ness,
              reliability and fitness for a particular purpose. Further, Canrich
              Corporation does not represent or warrant that the Site will be
              available and meet your requirements, that access will be
              uninterrupted, that there will be no delays, failures, errors or
              omissions or loss of transmitted information, that no viruses or
              other contamination or destructive properties will be transmitted
              or that not damage will occur to your computer system. You have
              sole responsibility for adequate protection and backup of data
              and/or equipment and to take reasonable and appropriate
              precautions to scan for computer viruses or other destructive
              properties. Trade-Marks
              and Copyrights Certain
              names, words, titles, phrases, logos, icons, graphics or designs
              or other content in the pages of the Site are trade names or
              trade-mark owned by Canrich Corporation or trade names or
              trade-marks licensed to it. The display of trade-marks and trade
              names on pages at the Site does not imply that a license of any
              kind has been granted to anyone else. The Information is for your
              personal use only. Any unauthorized downloading, re-transmission,
              or other copying or modification of trade-marks and/or the
              contents of the Site may be violation of any federal or other law
              that may apply to trade-marks and/or copyrights and could subject
              the copier to legal action. The Information is protected under the
              copyright laws of Canada and other countries. Unless otherwise
              specified, no one has permission to copy, re-transmit, modify or
              make public or commercial use of, in any form, the Information. Intellectual
              Property You
              do not have the right to use any software which is used in the
              operation of our Site, except while you are browsing our Site or
              performing other activities provided through our Site. You do not
              have the right to make any copies of software used at our Site. Your
              use of this Site and its contents does not transfer to you any
              ownership or other rights in our Site or its contents. Your only
              rights are to use this Site and its contents as outlined in these
              Terms. Internet
              E-Mail Any
              unprotected E-Mail communication over the Internet is, as with
              communication via any other medium (e.g, cellular phones, post
              office mail), not confidential, subject to possible interception
              or loss and is also subject to possible alternation. Canrich
              Corporation is not responsible for and will not be liable to you
              or any one else for any damages in connection with an E-Mail sent
              by you to Canrich Corporation or an E-Mail sent by Canrich
              Corporation to you at your request. No
              Endorsements No
              endorsement or approval of any third parties or their advise,
              opinions, information, products or services is expressed of
              implied by any Information. No
              Liability Canrich
              Corporation is not responsible for and will not be liable to you
              or anyone else for any damages whatsoever (including direct,
              indirect, incidental, special consequential, exemplary or punitive
              damages) arising out of or in connection with your use of or
              inability to use the Site or the Information or any action or
              decision made by you in reliance on the Site or the Information,
              or any unauthorized use or reproduction of the Site or the
              Information, even if Canrich Corporation has been advised of the
              possibility of these damages. Jurisdiction The
              Site is administered by Canrich Corporation from its offices in
              Canada. The Site will be governed by and construed in accordance
              with the laws of the Province of Manitoba and the laws of Canada
              applicable therein, without giving effect to any principles of
              conflicts of laws. All disputes, controversies or claims arising
              out of or in connection with the Site shall be submitted to and be
              subject to the jurisdiction of the courts of the Province of
              Manitoba. You submit and attorn to the exclusive jurisdiction of
              the courts of the Province of Manitoba to finally adjudicate or
              determine any suit, action or proceeding arising out of or in
              connection with the Site.  
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